Who is Western Funding?

Auto Loan Programs

Western Funding's loan programs for used vehicles are geared towards the sub-prime borrower unable to access traditional lending credit because of the age of the vehicle being financed or the customer's employment and credit history. In making credit decisions regarding the purchase of a contract from a dealer, the Company considers the following factors:

  • Place and length of residence
  • Job status
  • History in making auto installment payments
  • Current income
  • Credit history
  • WFI's prior experience with dealer 
  • Value of vehicle in relation to loan and contract term


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